Q: 2. Do you check my credit?

No, we do not perform credit checks.

Q: 3. Are there any additional closing costs?

No, there are no additional closing costs for you.

Q: 4. How long does the process take? What happens after I pay off my mortgage?

Owner Financing : Agreements are usually completed within 24 hours. Once you pay off your installments plan, we’ll record the deed in your name and send you the original documentation. Cash Purchase : You can choose Quick Claim Deed (QCD) : Closes in 3–5 business days. Warranty Deed (WD) via Title Company: Takes approximately 25–45 days.

Q: 5. Can I pay off the property early? Are there penalties?

Yes — and there are no prepayment penalties . In fact, we encourage it!

Q: 6. Can you finance more than one property for me?

Absolutely. We can finance multiple properties at once.

Q: 7. I’m an international buyer. Can I buy land in the U.S. with you?

Yes! The process is the same for international buyers — no extra steps required.

Q: 8. What forms of payment do you accept?

We accept cash, checks, money orders, wire transfers, credit/debit cards, and even Bitcoin .

Q: 9. What fees do you charge for the transaction?

🔹Owner Financing : One-time Documentation Fee – typically $297 Monthly Installments Servicing Fee – $25 Monthly Estimated Taxes – see property listing HOA Fees – if applicable (see property listing) 3.5% Card Fee when using credit/debit via GeekPay 🔹 Cash Purchase : One-time Documentation Fee – typically $297 No hidden fees .

Q: 10. Can I park an RV on this land?

If the land is zoned R1 or R2 , you can typically park an RV after a permanent structure is placed and approved. Always check with the county zoning office for the most accurate rules and regulations.

Question 1

1. Can I put a lot on hold?

Accepted Answer

Yes! By making a down payment, you can reserve the property until closing.

Question 2

2. Do you check my credit?

Accepted Answer

No, we do not perform credit checks.

Question 3

3. Are there any additional closing costs?

Accepted Answer

No, there are no additional closing costs for you.

Question 4

4. How long does the process take? What happens after I pay off my mortgage?

Accepted Answer

Owner Financing: Agreements are usually completed within 24 hours. Once you pay off your installments plan, we’ll record the deed in your name and send you the original documentation.
Cash Purchase: You can choose
- Quick Claim Deed (QCD): Closes in 3–5 business days.
- Warranty Deed (WD) via Title Company: Takes approximately 25–45 days.

Question 5

5. Can I pay off the property early? Are there penalties?

Accepted Answer

Yes — and there are no prepayment penalties. In fact, we encourage it!

Question 6

6. Can you finance more than one property for me?

Accepted Answer

Absolutely. We can finance multiple properties at once.

Question 7

7. I’m an international buyer. Can I buy land in the U.S. with you?

Accepted Answer

Yes! The process is the same for international buyers — no extra steps required.

Question 8

8. What forms of payment do you accept?

Accepted Answer

We accept cash, checks, money orders, wire transfers, credit/debit cards, and even Bitcoin.

Question 9

9. What fees do you charge for the transaction?

Accepted Answer

🔹Owner Financing:

One-time Documentation Fee – typically $297
Monthly Installments Servicing Fee – $25
Monthly Estimated Taxes – see property listing
HOA Fees – if applicable (see property listing)
3.5% Card Fee when using credit/debit via GeekPay

🔹 Cash Purchase:

One-time Documentation Fee – typically $297
No hidden fees.

Question 10

10. Can I park an RV on this land?

Accepted Answer

If the land is zoned R1 or R2, you can typically park an RV after a permanent structure is placed and approved.
Always check with the county zoning office for the most accurate rules and regulations.

Question 11

11. What’s the difference between R1, R2, and AG zoning?

Accepted Answer

R1: Single-family homes only — no mobile homes.
R2: More flexible — mobile homes allowed.
AG (Agricultural): Fewest restrictions — great for farming, animals, crops, and alternative housing. These lots are among our most popular.

Question 12

12. Can I put a container home on this property?

Accepted Answer

Typically allowed on R2 and AG zoned lots.
R1 may allow modular or container homes in some counties.
Always confirm with the local county office before planning any build.

Question 13

13. When can I build on the property?

Accepted Answer

As soon as your land is paid off and the deed is in your name, you’re free to build (subject to local permitting).

Question 14

14. How do I know if I need a permit to build something?

Accepted Answer

You’ll need to check directly with the county where the property is located, as rules vary by area.

Question 15

15. Is the land cleared?

Accepted Answer

No — we sell land as-is. Most of our properties are raw, undeveloped land.

Question 16

16. Is there water and sewer on the land?

Accepted Answer

Usually not. You’ll likely need to install a well and septic system if you plan to build.

Question 17

17. What’s the difference between a Mobile Home and an RV?

Accepted Answer

RV: A recreational vehicle with wheels and generally with a motor.
Mobile Home: A manufactured home that stays in place once installed.

Question 18

18. ¿Hablan español?

Accepted Answer

¡Sí! Llámanos al (786) 746-8076 — con gusto te ayudamos.

Question 19

19. I have a question not listed here. Can I ask you?

Accepted Answer

Of course! Click here to reach out, and we’ll be happy to help.

Preguntas Frecuentes (FAQ)